INFunded
8810 Beechwood Ave
- Location
- Indianapolis, IN 46219
- Type
- Single family
- Beds / Baths
- 3 bd / 2 ba
- Size
- 1,440 sqft
Capital for investors & operatorsFund the next deal —
Fund the next deal —
on your terms.
Creative Lending USA is a direct capital partner for U.S. real estate investors — from DSCR rentals and fix-and-flips to bridge, new construction, multifamily, and foreign-national programs. Real human underwriters, term sheets in 24 hours.
$1.2B+
Funded since 2018
48 hrs
Avg. pre-approval
50
States served
Quick scenario
What are you funding?
Direct lender
We underwrite and fund in-house. No middlemen, no surprises at the closing table.
Speed that closes deals
Term sheets in 24 hours. Bridge and hard-money closings in as little as 7 business days.
Real-world underwriting
Common-sense credit for investors, foreign nationals, and operators the banks decline.
Recent Projects
Real properties. Real numbers. Real results.
IN
INFunded
3309 Ruckle St
- Location
- Indianapolis, IN 46205
- Type
- Single family · built 1914
- Beds / Baths
- 3 bd / 3 ba
- Size
- 1,972 sqft
INRented
1415 W 32nd St
- Location
- Indianapolis, IN 46208
- Type
- Single family rental
- Beds / Baths
- 2 bd / 1 ba
- Size
- 1,886 sqft
INFunded
3654 N Priscilla Ct
- Location
- Indianapolis, IN 46218
- Type
- Single family
- Beds / Baths
- 3 bd
- Size
- 1,102 sqft
INFunded
3913 N Graham Ave
- Location
- Indianapolis, IN 46226
- Type
- Single family
- Beds / Baths
- —
- Size
- —
INFunded
3116 N Colorado Ave
- Location
- Indianapolis, IN 46218
- Type
- Single family
- Beds / Baths
- —
- Size
- —
MNFunded
9919 Brookside Cir
- Location
- Bloomington, MN 55431
- Type
- Single family
- Beds / Baths
- —
- Size
- —
MNFunded
1714 Vincent Ave N
- Location
- Minneapolis, MN 55411
- Type
- Single family
- Beds / Baths
- —
- Size
- —
GAFunded
1005 Carroll St
- Location
- Savannah, GA 31415
- Type
- Single family
- Beds / Baths
- —
- Size
- —
Real Estate Investor Loans
All real estate programs Every program a serious investor needs
Whether you're acquiring your first rental or scaling a 200-door portfolio, we have a non-QM program built for the way investors actually buy real estate.
From 6.99%
DSCR Loans
Qualify on rental cash flow — no W-2s or tax returns required.
Learn more about DSCR LoansClose in 7–14 days
Bridge Loans
Fast-close capital to acquire, season, or stabilize the next deal.
Learn more about Bridge LoansUp to 90% LTC
Fix & Flip
Up to 90% of purchase and 100% of rehab on 1–4 unit projects.
Learn more about Fix & FlipUp to 85% LTC
New Construction
Ground-up financing for SFR, townhomes, and small infill builds.
Learn more about New Construction5+ units
Multifamily
5+ unit acquisition, value-add, and refinance up to $25M.
Learn more about MultifamilyNo SSN required
Foreign National
No SSN, no U.S. credit — purchase U.S. rentals from anywhere in the world.
Learn more about Foreign National Foreign National Program
Invest in U.S. real estate from anywhere in the world.
No SSN. No U.S. credit. No U.S. tax returns. We close in an LLC, in your name, and have funded investors from 40+ countries — Israel, Canada, the UK, UAE, Mexico, Brazil and beyond.
Foreign National program- Loans from $100K to $3M per property
- Purchase, refinance, or cash-out
- Up to 70% LTV — fixed and ARM options
- Close in an LLC for asset protection
- No personal U.S. income documentation
For Investors
Invest alongside us in private real estate credit.
Accredited and institutional investors earn senior-secured, monthly income from the same first-lien real estate loans we originate every day.
Three steps to funded.
01
Tell us the deal
Five-minute scenario form. No hard credit pull.
02
Term sheet in 24h
A real underwriter prices the file and gets you options.
03
Close & fund
Bridge in 7–14 days. DSCR in 21. Construction in 30.
Let's fund the next one
Get a term sheet in 24 hours.
Tell us about the property. A senior underwriter will reach out the same day with real pricing — not a generic rate sheet.