Insights

Loan guides for real estate investors.

DSCR, fix and flip, bridge and foreign national loans. Rates, leverage, documents and closing, explained by the team that arranges them.

DSCR Loan Requirements (2026): Credit, Down Payment and DSCR

DSCR loan requirements: minimum DSCR, down payment, reserves and eligible properties. The property's rent qualifies the loan, not your income.

DSCR loans approve a rental on the rent it earns, not on your income. The formula, a worked example and who uses them.

The BRRRR method step by step: buy below value, rehab, rent, refinance on the new value and repeat. How each step is financed, with a worked example.

How fix-and-flip loans work: LTC vs ARV, rehab draws, qualifying on a first flip and a worked example at 90% of purchase and 100% of rehab.

Non-U.S. citizens can finance U.S. investment property with no SSN, no U.S. credit and no U.S. tax returns. Terms, documents and remote closing.

Hard money or bridge loan? Rates, LTV, terms and closing speed side by side: which short-term loan fits your next deal.

Yes. Foreign nationals can get a DSCR loan on a U.S. rental with no SSN, no ITIN and no U.S. credit. What replaces them and what the terms are.

Foreign nationals buying a U.S. rental need at least 30% down, plus closing costs and reserves. Worked examples at three price points.

Foreign investors can use U.S. fix and flip (hard-money) and bridge loans with no SSN and no U.S. credit. How they work and what you need.